State and Federal Disclosure

This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector.

Frequently Asked Questions

I am being contacted about a debt I already paid.
If you believe that you already paid this debt, please email us a copy of the Paid In Full letter from the company that took your payments, indicating creditor and account number of the debt in question and we will close your account in our office.

I am being contacted about a debt I do not owe.
We receive accounts from different creditors and intermediaries. If you believe that information about the debt is incorrect, please contact the creditor for clarification.

Credit Report / Credit Score

You can obtain a free credit report once a year from

You can purchase your FICO score report at

Below are 3 major credit reporting agency websites and phone numbers., (800) 846-5279, (888) 397-3742, (800) 888-4213

Can't find an answer you need?

If you have any other questions or concerns, please visit the contact us page for a list of available contact options.


(c) 2013 URG -